Do I need insurance?
WWOOFers (visitors): Yes, it is required to be properly insured for WWOOFing activities. We encourage all WWOOFers to have travel medical insurance to cover illness or other unexpected travel issues, and the very affordable liability insurance (details are in the next section) available from the Federation of WWOOF Organisations/FoWO. In some countries, hosts may ask to see proof of insurance when WWOOFers arrive. If you already have insurance, it is your responsibility to check that it will cover your activities while participating in WWOOF.
Hosts: Many hosts have some type of coverage in their homeowner’s, farm, or other insurance policies, but it is their responsibility to confirm the insurance they have covers their participation in WWOOF and assumes responsibility for any risks. Hosts, be sure your insurance covers visitors while on your farm and WWOOFers have their own medical and/or travel insurance, and ideally the very affordable liability insurance available from FoWO (details are in the next section).
Personal Accident & Liability Insurance for WWOOFers is Very Affordable
This is a Personal Accident & Personal Liability insurance scheme for WWOOFers (visitors) who have an ‘enhanced’ WWOOF membership on FoWO member’s (WWOOF organisation’s) websites and who join during the period of insurance shown in the Evidence of Insurance. During registration or renewal WWOOFers can choose the membership add-on for $11 CAD providing them with personal accident and liability protection while WWOOFing. The cover limits are provided in the Evidence of Insurance.
Travel & Medical Insurance
|While it’s unlikely that you’ll get hurt while WWOOFing, it’s best to have insurance!|
To protect yourself from accidents, we ask that you not participate in tasks that you believe will put you in physical danger.
You are responsible for taking out your own health insurance and also liability insurance. Some farms may ask you to sign an additional waiver or proof of your insurance upon arrival.
As a starting point for your research we have included two different insurance providers on this page: World Nomads Explorer plan and also Genki Insurance. While both cover volunteering, the policy may vary depending on where you live, check here for World Nomads and check here for Genki (You are advised to see if the activities you will be doing are covered by checking their help desks here for World Nomads and here for Genki). As with all insurance, you should always check the policy wording before purchasing.
Disclaimer: This page contains affiliate links. This means we get a small fee when you get a quote from a travel insurance provider using the links on this page. It won’t cost you anything extra but this helps to cover some of our operational costs. We do not represent any insurance providers and the information on this page is not a recommendation; our goal to provide resources that inform your decision when looking for a travel insurance policy. —WWOOF Canada Team
|Coverage||See countries covered here||Worldwide or Limited options|
|Buy online, even if you’ve left home|
|Extend your policy while travelling|
|Make claims online|
|24/7 Emergency Assistance|
|Learn more||Learn more|
Please contact us at firstname.lastname@example.org if you have any questions.